Privacy Policy

At FW we are committed to protecting your privacy and the confidentiality of your personal and financial information. The measures we take to keep your personal information private and secure are outlined below.

HOW WE PROTECT CONFIDENTIALITY

FW uses procedural, physical and electronic system safeguards to store and secure information about you in compliance with federal standards. Our systems protect all information from unauthorized access, alteration, and destruction. Access is permitted only to those individuals within our organization who need the information to perform their job responsibilities.

When we enter into agreements with other companies to provide services to us or to make products and services available to you, we include a confidentiality clause. Under such agreement, these companies may receive information about you, but they may only use it for the intended purpose to benefit you.

PERSONS COVERED BY THE PRIVACY POLICY

W Privacy Policy applies to anyone who is a current or former FW customer.

SHARING INFORMATION – WITH WHOM AND WHY

FW does not sell your personal information to anyone. We restrict the types of information we share and the types of entities with whom we share and the types of entities with whom we share it. The primary reason for sharing information about you is to increase you convenience in transacting business with us and to give you more financial service choices.

We do not disclose your personal information to non-affiliated third parties, unless one of the following exceptions applies:

We disclose personal information to service providers that assist us in servicing your account(s).

We disclose or report personal information in limited circumstances when we believe in good faith that disclosure is required or permitted under law. For example, we would provide information in cooperation with securities regulators or law enforcement authorities, to resolve consumer disputes, or to perform credit evaluations and authenticate checks.

INTERNET SECURITY

We do not retrieve account or personal information from visitors who browse the public (pre-logon) areas of our Web sites.

Capacity employees use information about you to respond to your needs and to provide you with information about specific products in which you may have an interest. We instruct our employees to use strict standards of care in handling the personal, confidential information of customers and remind them on a regular basis of their obligations with regard to the confidentiality of customer information.

OPTION TO OPT OUT AND CHANGE NOTICES

If for any reason at any time in the future, we find it necessary to disclose any of your personal information in a way that is inconsistent with this policy, we will give you advance notice of the proposed change and the opportunity to opt out of such disclosure.